If you are looking for the best ways to get virtual credit card in Ghana, Nigeria, or Africa and want the best way to get a virtual credit card, then this post is for you.
Credit-card has become part of our daily transactions in this modern world. Many Market platforms accept digital payments such as credit cards, cryptocurrency, etc. Every market needs to get in to do digital platforms because it makes things easier. This makes it essential for everyone to get a virtual mode of payments such as virtual credit cards, cryptocurrency, or other digital payment gateway systems.
Now, what is a virtual card? It is also a credit card or a type of credit card that enables you to purchase items or things online without necessarily getting in contact with the card physically. Unlike the normal credit card, virtual card issuers only give you a virtual card number, CVV, and the card’s expiry date but not the physical card itself.
The virtual can be used in both local and international transactions such as buying goods and services from online marketplaces like Jumia, Amazon, Aliexpress, Alibaba, etc. Also, you can use this card to pay for services, and some also allow you to receive payments from others. You can use these cards to buy services such as hosting packages, freelancing services, and many more.
Most people also need these cards for their PayPal verifications.
Below are the three methods that I have tested and want to recommend to you. I would like you to read the whole content before making your final decisions since some have limitations and some special offers.
Note that you can apply for these cards without necessarily walking to a bank.
PalmPay is a payment system that enables you to make payments to friends and family, buy credit and internet data, and also allows you to pay your bills.
I love PalmPay because they always reward you whenever you make transactions, and you can use these points to buy airtime and data bundle.
They give you a free VISA virtual card that can be used anywhere VISA is accepted.
Requirements for your Virtual Credit Card
You must be Tier 2 member before you can apply for a card. In order to be a Tier 2 member, you need to verify your identity by taking a selfie with you an ID card, driver’s license, SSNIT card, etc.
|Max 24 hours debit||GHC10,000.00|
|Max Card Balance||GHC45,000.00|
|Max Card Load amount per 24 hours||GHC2,750.00|
|Max Card Load amount per 24 transaction||GHC2,750.00|
|Max Card Load amount per Month||GHC70,000.00|
|Max Card Load amount per Quarter||GHC280,000.00|
You can use our referral code 9Q495A for reward POINTS.
Read this it is Important. I received a message from PalmPay that they are not providing virtual cards anymore more therefore those who have some funds should withdraw them. We encourage you to join our communities to be aware of situations like this. Telegram, and Facebook.
Ecobank (Xpress Account)
Ecobank is a pan African bank which is operating in 36 Africa countries.
Ecobank’s mobile application enables you to create a virtual VISA card used in many local and international transactions.
I use this because, with Ecobank’s mobile app, you can have up to two shopping cards and up to five gift cards.
With this Ecobank app, you start by creating an Xpress account if you don’t have an account with them.
They offer two types of cards; Shopping cards which you can have a maximum of two, and gift cards, which you can also have a maximum of 5.
Their Shopping cards cost GHC5.00, valid for 12 months, and their Gift cards also cost GHC10.00, which lasts for only three months.
You can reward us by using our referral code 233204309234. You can enter by tapping on your profile picture, invite a friend, tap on reward a friend and enter our 233204309234 then tap on proceed.
Barter by FlutterWave
Like PalmPay, Barter by FlutterWave is a payment service that helps you pay for your bills, shop online, and buy airtime and data bundles.
Barter by Flutterwave enables you to create unlimited virtual cards for your online purchases.
They also have two types of cards; a Virtual card which costs $2.00, and a Gift card, which also costs $4.00.
You can use the code danielyeboah1437 in order to reward us.
With the help of the apps mentioned above, you can now get your virtual card to buy goods and services and receive payment worldwide.
Thank you so much for reading, do not forget to share with friends and family. Also, subscribe below to be among our dearest visitors. Comment below.
For content like this, keep visiting techbossu.com.